See the true annual cost of your subscriptions
Turn weekly, monthly, quarterly and annual charges into comparable numbers. Identify plans to review without connecting a bank account.
What do recurring charges add up to?
Enter charges in the same currency; no exchange-rate conversion is performed. The cancel column is a what-if calculation only.
Compare billing cycles
$9.99 monthly is $119.88 over 12 months. $99.99 annually is about $8.33 a month, but compare renewal and cancellation terms before prepaying.
Watch for overlapping plans
Look for two services meeting the same need. Review actual use, shared household access and whether a cheaper tier is available.
Annualize before deciding
Small weekly fees accumulate. A $4.99 weekly subscription costs approximately $259.48 over 52 weeks, not $19.96 per month.
Questions and practical guidance
How do I convert weekly subscriptions into monthly costs?
Multiply the weekly fee by 52, then divide by 12 to get a monthly average. Actual monthly billing dates can differ.
Does selecting 'consider cancelling' cancel a service?
No. It only estimates possible future savings. You must cancel directly through the provider and account that bills you.
Is my subscription list saved or sent anywhere?
No. Entries remain in this browser page until you leave or reload it, unless you explicitly export a local CSV file.
Need an iPhone companion?
MoneyShield is an optional iPhone subscription tracker for keeping recurring charges organized. This free calculation worksheet works without it.
See MoneyShield: Sub Tracker on the App StoreOptional external iOS app. This web tool works independently, without purchase or sign-in.